Reinstatement Specialist

This position involves all processes related to the reinstatement or redemption of the vehicle post repossession. Specialists will assist customers by providing options available to reinstate/redeem the vehicle and helping the customer get back on the path to ownership.

In long, you will:  

• Handle high volume of inbound calls that provide reinstatement/redemption offers to our customers based on defined business criteria and state requirements
• Negotiate payments and offer tools to support the reinstatement of customers based on defined business criteria
• Perform high volume of outbound calls to establish contact with customers to discuss their intentions on reinstatement, redemption, or retrieving personal property
• Assist customers with concerns/complaints during repossession process by actively listening and assessing details to provide resolutions
• Communicate with recovery vendors and auctions to verify personal property and vehicle release details
• Process and submit personal property/vehicle release paperwork to recovery vendor or auction in a timely manner
• Monitor payment correction process to ensure compliant allocation of funds to customer accounts
• Support the Reverse Charge Off process from end to end by obtaining proper approvals, submitting requests through internal ticketing system, emailing requests to reinstate ancillary products, and submitting requests to correct Credit Bureau Inquiries Department
• Perform other related duties as assigned

So What Kind of Folks Are We Looking for? 

• Clear, concise and professional written and oral communications and interpersonal skills
• Strong time management and organizational skills, and ability to maintain a consistent and positive demeanor in a fast-paced work environment
• Ability to prioritize and multi-task to ensure the achievement of assigned performance objectives
• Ability to effectively apply professional acumen and communication skills to favorably resolve issues escalated from internal and external customers
• Knowledge of collection policies/procedures including skip tracing and the Fair Debt Collection Practices Act (FDCPA), and local state repossession law
• Strong negotiation and conflict management skills
• Self-motivated with strong decision-making capabilities; ability to self-start
• Ability to work in an accurate, detail-oriented, and highly productive manner

The Specifics. 

• High School Diploma, GED, or equivalent certification
• Experience with Microsoft Office such as Excel, Outlook and Word
• 3+ years of experience in collections, loss mitigation and/or financial services complaint resolution
• Associate degree or bachelor’s degree in business or related field may be used as a proxy for experience

Physical Requirements: The physical demands for this job

The Physical demands described within are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must be able to remain in a stationary position at least 75% of the time.
• Occasionally move about inside the office to access file cabinets, office machinery, etc.
• Requires visual acuity and manual dexterity to constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and printer.
• Frequently communicate with internal and external customers. Must be able to exchange accurate information in these situations.
• This position could require moving objects up to 20 pounds.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change, or new ones may be assigned at any time with or without notice.