Loss Mitigation Analyst II

What’s Under the Hood

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

That’s Nice, But What’s the Job?

In short, as an Analyst II, Loss Mitigation, you will apply your analytical and strategic skills as you initiate, build, and develop the business case for major company initiatives. What’s great about loss mitigation is you will see immediate impacts to the company’s P&L from strategies that you develop and deploy.

In long, our loss mitigation analysts are responsible for:

• Unfortunately, some customers will default on their loan obligations. It is this job’s role to develop strategies that recover money while doing so with empathy
• Formulating, developing and instituting business strategies in loss mitigation, recoveries, repossession, and remarketing to reduce net losses
• Partnering with product, tech, data science, and operation teams to implement data driven strategies and decision engines
• Bringing the strategy to life: our analysts are responsible for analyzing and developing the full life cycle of a project including implementation/execution
• Driving large analytical initiatives to reveal step-change improvements in operational and transaction profitability of the business.
• Effectively communicate with concise insights and/or visualizations utilizing software such as Tableau while partnering collaboratively with colleagues and senior leaders in the organization.
• Leveraging various AI technologies to streamline, enhance, and improve our speed to market with analytical, operational, and technological improvements Design, develop, test, and implement new products and solutions.

So What Kind of Folks Are We Looking for?

• Intellectual curiosity. Why? What? How? Do you find yourself always wanting to learn more and broaden your knowledge base? If so, this could be the role for you.
• Passionate and goal-oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them.
• Killer analytical and reporting abilities. You’ll need the capability to analyze data and in return, prepare timely reports on your findings.
• Master multi-tasker. We are looking for someone that is not only good at multi-tasking but thrives in it.
• Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.
• A mind for the details. Okay we know “detail-oriented” is on about every job description – but we really mean it!

The Specifics.

• Bachelor's or Master's degree in a quantitative field such as economics, engineering, finance, statistics, mathematics, or hard science.
• Advanced Excel skills

Nice to Haves.

• Performing data visualization/dashboarding with tableau or similar tool
• Experience querying and analyzing data in SQL, and/or python
• 2 years experience in analytics, engineering, consulting, or marketing

So What About the Perks? Perks matter

• Work From Home. Feel free to rock the casual wear while still being camera ready.  You will be working from your home office (in an approved city & state) and make sure you have a conducive and quiet workspace with no distractions and reliable and secure internet.

• Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage. 

• But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.

• Growth Opportunities. You grow, I grow, we all grow!  But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.

• Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.

• Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!

• Gratitude is Green.  We offer competitive pay across the organization, because, well… money matters!

• Paid Time Off. Not just lip service: we work hard, to play hard!  Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time!  For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn!

Anything Else?  Absolutely.

DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here.  We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!