Job Description

DriveTime Needs a Senior Analyst, Decision Science  

Headquartered in Tempe, Arizona, DriveTime is the largest privately owned used car sales and finance company in the country. With more than 130 dealerships, 3 operations centers and 15 reconditioning centers across the nation, our 4,000+ employees are focused on getting the right customer in the right car, at the right terms.  With over 25 years of industry experience, and our dedication to streamlining the purchase process, we're redefining what it means to buy and finance a used car.   As focused as we are on our customer, we take that same focus on finding the right talent for the right opportunities within our organization.  All across the nation, from our Home Office and operations centers to our retail locations and reconditioning centers, we are looking for talented individuals like yourself to join our ever-growing team!

That’s Nice, But What’s the Job?  

In short, as the Senior Analyst, Decision Science you will be responsible for developing a new consumer Auto Lending product.  You will leverage machine learning and artificial intelligence models to develop innovative pricing and risk product solutions.  You will build new technical platforms that utilize a variety of FinTech products to develop an end-to-end Auto Loan Origination process.  You will regularly meet with leadership to present analysis on results that includes overall profitability, unit-based econometrics and valuation, process flow optimization, and various other business topics as required.  

In long, the Senior Analyst, Decision Science is responsible for:

  • Performing analysis on risk value-creating strategies and evaluating customer segment and product performance; leveraging insights to optimize risk strategies and business development strategies.

  • Supporting a holistic view across all business partners making recommendations on strategic business changes.

  • Integrating customer credit, origination, and performance data to generate relevant, actionable insights and make strategic recommendations to senior executives across various business segments.

  • Constructing in-depth quantitative analysis by processing, manipulating, and studying large datasets by leveraging strong SQL, Python, and Excel skills.

  • Driving large analytical initiatives to reveal step-change improvements in operational and transaction profitability of the business.

  • Demonstrating strong conceptual skills supported by rigorous quantitative analysis to influence recommend strategic initiatives to senior management

  • Leveraging emerging technologies and critical thinking skills to continually innovate and automate existing methodologies, processes, and reporting. Design, develop, test, and implement new products and solutions.

  • Effectively communicate with concise insights and/or visualizations utilizing software such as Tableau while partnering collaboratively with colleagues and senior leaders in the organization and their partners.

  • Being self-driven and able to take initiative to further the success of the business.

So What Kind of Folks Are We Looking for?

  • Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.

  • Killer analytical and reporting abilities. You’ll need the capability to analyze data and in return, prepare timely reports on your findings.

  • A mind for the details. Okay we know "detail-oriented" is on about every job description - but we really mean it! 

  • Intellectual curiosity. Why? What? How?  Do you find yourself always wanting to learn more and broaden your knowledge base?  If so, this could be the role for you.

  • Passionate and goal-oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them.

The Specifics.

  • Bachelor's or Master's degree in a quantitative field such as economics, finance, statistics, mathematics, engineering, or hard science.

  • 3+ years of experience in business, data analytics and/or predictive modelling.

  • Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.

  • Strong statistical skills and experience focused on business decision making and problem solving.

  • Experienced project manager able to lead multiple engagements simultaneously.

  • Demonstrated skill and extended extensive experience with developing quantitative analysis in Excel.

  • Experience with coding languages such as SQL, R, Java, or Python.

  • Strong statistical skills and experience focused on business decision making and problem solving.

  • Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.

  • Experienced project manager able to lead multiple engagements simultaneously.

  • Ability to simplify complexity, in particular to communicate statistical and analytical concepts and findings to a wide range of business, executive, operational, and technical audiences with appropriate levels of detail and emphasis.

  • Prior experience with decision-engine design and implementation a plus

  • Prior experience with funding and credit based loan pricing a plus

Anything Else?  Absolutely.  

DriveTime was awarded Top Companies to Work for in AZ by for our great culture and one of the Best Places to Work in IT as awarded by PBJ.  Essentially we offer a creative, transparent and fun environment since, well, we work here too.  DriveTime was also voted the Fastest-Growing Private Companies by Inc 5000, and we aren’t slowing down anytime soon!   So

What About the Perks?  Perks matter.

  • Medical, Dental and Vision. DriveTime pays a nice chunk of your premiums to keep the cost as low as possible for our employees.

  • 16 days of PTO and 6 paid Holidays. Because who doesn’t love time off?

  • Benefits like 401(k), company paid life insurance, short and long-term disability.

  • Casual Dress. Come dressed in jeans (you’ll fit right in with the rest of us).

  • Game Room. Gimme a break - no, not a Kit Kat ad but we do have a ping-pong table, pool table and Virtual Reality if you ever need a break in your day.

  • Wellness Program and In-House Gym. We want our employees to be the best versions of themselves. That’s why we offer a Wellness Program that includes an in-house gym, B12 shots, teeth cleanings, biometric screenings and much more!

  • Growth opportunities. DriveTime takes a lot of pride in promoting from within. We have spent the last 14 years growing our team members and taking them on the path to owning their careers!

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!

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